Traditional IRA 
 
Traditional IRA contributions are generally tax-deductible, creating the opportunity for you to save for the future, by reducing today's tax liability. Plus, your earnings grow tax deferred. 
  • May be tax deductible depending upon your income
  • Principal and earnings are tax deferred until withdrawn
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    ROTH IRA 
     
    The Roth IRA gives you flexibility in saving and provides a new way to accumulate tax free funds for the future. The Roth IRA allows your investment dollars to build and be withdrawn tax free under certain conditions. 
  • Interest is tax free after five years and age 59 1/2, disabled, deceased or first time home purchase
  • Contributions not taxed when distributed
  • Conversions from Traditional IRAs permitted  
  • FDIC
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