Traditional IRA contributions are generally tax-deductible, creating the opportunity for you to save for the future, by reducing today's tax liability. Plus, your earnings grow tax deferred. May be tax deductible depending upon your income Principal and earnings are tax deferred until withdrawn
The Roth IRA gives you flexibility in saving and provides a new way to accumulate tax free funds for the future. The Roth IRA allows your investment dollars to build and be withdrawn tax free under certain conditions. Interest is tax free after five years and age 59 1/2, disabled, deceased or first time home purchase Contributions not taxed when distributed Conversions from Traditional IRAs permitted
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