FACTS                                 WHAT DOES FARMERS STATE BANK OF SUBLETTE 
                                                  DO WITH YOUR PERSONAL INFORMATION? 
 
  Why?       Financial companies choose how they share your personal information.  Federal law gives consumers the right   to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do. 
 
  What?      The types of personal information we collect and share depend on the product or service you have with us.  This                           information can include:   
 
               ■  social security number      and  ■  income 
               ■  account balances               and  ■  payment history 
               ■  credit history                        and  ■  transaction history 
 
When you are no longer our customer, we continue to share your information as described in this notice. 
 
  How?       All financial companies need to share customers' personal information to run their everyday business.  In the                          section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers State Bank of Sublette chooses to share; and whether you can limit this sharing. 
 
Reasons we can share your personal information 
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus                                                        
Does Farmers State Bank share? Yes  Can you limit this sharing? No 
 
For our marketing purposes - to offer our products and services to you                                          
Does Farmers State Bank share? Yes  Can you limit this sharing? No 
 
For joint marketing with other financial companies                         
Does Farmers State Bank share? No  Can you limit this sharing? We don't share 
 
For our affiliates' everyday business purposes - information about your transactions and experiences      
Does Farmers State Bank share? No  Can you limit this sharing? We don't share      
 
For our affiliates' everyday business purposes - information about your creditworthiness           
Does Farmers State Bank share? No  Can you limit this sharing? We don't share                
 
For nonaffiliates to market to you              
Does Farmers State Bank share? No  Can you limit this sharing? We don't share 
 
Questions? Call 815-849-5242 or toll-free 866-269-1722 or go to www.sublettebank.com 
 
What we do                
How does Farmers State Bank of Sublette  protect my personal information?            
To protect your personal information from unauthorized access and use, we use security measures that comply with federal  law.  These measures include computer safeguards and secured files and buildings.   
 
How does Farmers State Bank of Sublette collect my personal information?  
We collect your personal information, for example, when you    
 
               ■  open an account                        or  ■  deposit money 
               ■  pay your bills                               or  ■  apply for a loan 
               ■  use your credit or debit card    or  ■  make a wire transfer 
 
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. 
 
Why can't I limit all sharing?                                     
Federal law gives you the right to limit only 
 
               ■  sharing for affiliates' everday business purposes - information about your creditworthiness  
               ■  affiliates from using your information to market to you 
               ■  sharing for nonaffiliates to market to you 
 
State laws and individual companies may give you additional rights to limit sharing. 
 
Definitions         
Affiliates                                                             
Companies related by common ownership or control.  They can be financial and nonfinancial companies.  
 
                ■  Farmers State Bank of Sublette does not share with affiliates so they can market to you. 
 
Nonaffiliates                                                     
Companies not related by common ownership or control.  They can be financial and nonfinancial companies. 
 
                 ■   Farmers State Bank of Sublette does not share with non affiliates so they can market to you. 
 
Joint marketing                                                
A formal agreement between nonaffiliated financial companies that together market financial products to you. 
 
                 ■  Farmers State Bank of Sublette does not joint market. 
 
 
 
FDIC
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